Interest Rate Predictions Uk 2025. But is it better to grab one now or will mortgage rates continue to fall in 2025? Following the august base rate cut, mortgage rates on fixed rate mortgages have been falling as lenders slashed rates.

Markets are expecting interest rates to fall to 5pc by may, 4.75pc in june, 4.5pc in august and 4pc in november. The base rate fell for the first time in more than four years, after the bank of england opted to cut on 1 august 2025.